Terms of Service

Draft — not yet in effect. Last updated 13 September 2026.

This is a working draft. It has not been reviewed by a lawyer and is not a binding agreement. It will be replaced before bagwrk is offered to the public.

What bagwrk is

bagwrk is a self-custody application for buying and selling crypto assets. It creates a wallet controlled by your account, and routes trades you ask for to third-party liquidity providers. bagwrk is not a bank, a broker, or an investment adviser, and holds no deposits on your behalf.

Eligibility

You must be at least 18 and legally permitted to use a service like this where you live. bagwrk is only offered in countries where it holds the necessary licences and registrations, and it is your responsibility not to use it from somewhere it is not offered.

Your account

Your wallet is reachable through your sign-in. Keep that sign-in secure: anyone who can access it can move your assets. Tell us immediately at [email protected] if you think someone else has access.

Trades

Prices shown are quotes, not guarantees. Markets move between the moment you see a price and the moment a trade settles on-chain, and a trade can fail or settle at a different price. The confirm screen itemises our fee and the estimated network fee before you swipe.

Once a transaction is broadcast to a blockchain it cannot be recalled, reversed or cancelled — by you, by us, or by anyone else.

Fees

Our fee is shown before each trade and is charged on the trade amount. Network fees are set by the blockchain, not by us; we sponsor them on supported chains, and may stop doing so with notice. We may change our fees, and will publish the change before it takes effect.

Risk

Crypto assets are volatile and largely unregulated. Their value can fall to zero, and you may lose everything you put in. Nothing in the app or on this site is investment advice or a recommendation to buy or sell any asset. Listing a token is not an endorsement of it. Decide for yourself, and only with money you can afford to lose.

What you must not do

Availability

We aim to keep bagwrk running but do not promise it will always be available. Blockchains, liquidity providers and infrastructure we depend on can fail or become congested, and trades may be delayed or fail as a result.

Our liability

bagwrk is provided as-is. To the extent the law allows, we are not liable for trading losses, for the value of any asset, for the acts of third-party providers, or for anything arising from a blockchain transaction you authorised. Nothing here limits liability that cannot be limited by law.

Closing your account

You can stop using bagwrk at any time. We may suspend an account we reasonably believe is being used unlawfully or is putting other users at risk. Your assets remain yours.

Contact

[email protected]